Having ‘The Talk’ With My Hubby – Can You Say Awkward
We’ve been married 14 years now. You’d think it’s something we’ve discussed. Like, a million times already, at least. But no. I’ve put it off and put it off. Well, I can put it off no longer you guys. It’s time to have ‘The Talk’ with my man.
He’s a Capt. at the Fire Department and a paramedic. Rushing into burning buildings, saving lives. Pulling people out of wrecked cars in the middle of the night. Delivering babies on the side of the road. Rescuing cute kittens from high tree branches. Yep, that’s my guy. I see you ladies eyeballing him. Knock it off. There’s only so much I can take. Know what I mean? And, sure, he’s not in those smexy Fire Fighter Calenders hanging up in your office or anything – But I’ve put off having ‘The Talk’ for long enough…
Information for this post is sourced from Genworth Financial.
I used the information I found to have ‘The Talk’ about Life Insurance with your partner
It was awkward, but all opinions are mine.
So, We Had ‘The Talk’….
What did you think ‘The Talk’ was about? Stop it. We’ve talked that talk a gazillion times. It usually ends with ‘Not tonight, I have a headache’. But that’s a whole ‘nutter story. No, with his risky job, we had to talk about life insurance. I totally admit, the thought of it kind of makes me cringe. I mean really, who wants to plan for when your spouse dies? Yeah, me neither. Aside from his job, we’re sure not getting any younger either. No matter how much Botox I get to keep up appearances. Time stops for no one. And, when that time comes, what’s going to happen to me? Sure, my job brings home some bacon. But, not enough to keep the house where the kitchen is to cook that bacon. Also, our kids might all be grown and doing their own thing now, but there’s no way I want to rely on them to keep me going. And, we have Ethan. He’s only 7. There’s still a lot of years left we have to provide for him!
Genworth Financial has a handy, dandy life insurance budget calculator that made some of ”The Talk’ with a partner a bit easier, even if it’s not any less awkward. Let’s just say we figured out how much we need to keep me cushy if he’s suddenly gone and how to budget to pay for that. Kinda wish we would have done all this while we were a bit younger. It’s just not something you always think about. Or, even want to think about for that matter.
So, I guess if I could sum this whole lesson up in 1 sentence…. it’s Have ”The Talk’ as soon as you get married. While you’re young and all gooey eyed still. You know, before life happens. And stuff starts to get all real.